Ohhh my friend, I understand you sooo much. I am also that kind of a person that fell into the debt trap, and I am having tons of loans and credits which I have to pay. I had a similar situation, back in march 2020. Back then, I got fired, could not find a new job, due to the covid situation, so I could not pay my debts. So, I actually informed the bank, and asked them to give me a couple of days to find the money. Well, the next day, the collectors called me, and started threatening me. It was
Calvary Portfolio, maan they are so unpleasant and scary. Thanks God I found some legal help against them. My advice to you, is to look for some legal help and solve the issue.